Credit & Financing

Live Beautifully and pay your way at Baer’s Furniture

Whether you want to pay cash, credit card, or take advantage of our finance options with the Baer’s Furniture credit card, Baer’s has you covered. We offer Promotional Financing every day.

What will you purchase with your new Baer’s Furniture credit card?

Take advantage of promotional financing* to:

• Furnish your entire home from floor to ceiling
• Invest in a high-quality mattress for better sleep
• Take advantage of our free design services to create the space of your dreams

You’re only limited by your own imagination.

Apply online and save time

Our online credit application saves you valuable time. After reviewing the terms and conditions, complete the online application by clicking the "Apply Now" button. If approved, new applicants may be asked to visit one of our showrooms to provide proof of identity to securely activate your account.

Advantages of the Baer’s Furniture credit card by Synchrony Bank

• Special financing options
• Convenient monthly payments with promotional financing*
• Credit lines for all your furniture needs*
• 0% fraud liability
• No annual fee ‡
• Access to VIP events and special shopping events at our stores.

We also accept all major credit cards.

No Interest if Paid in Full in 12 Months^† on qualifying purchases of $500 or more made with your Baer’s Furniture credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required.

^†Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

*Subject to credit approval.

‡ For new accounts: Purchase APR is 29.99%; minimum interest charge is $2.